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Business loans made easy

 Easy application, fast approvals,

backed by professional brokers.

Small Business Loans

Loans from $3,000 to $500,000
No Financials required for loans under $100,000
Flexible payment terms up to 3 years
No credit check pre-approval


Flexible Line of Credit

Limits from $2,000 to $100,000
Ideal for ongoing working capital needs
Pay only for
what you use when you use it
No credit check pre-approval


Small business loans in 4 simple steps


Complete the EZ online form below


Get a match to your best lender


Accept terms provided by our lending partners


Access your funds as fast as 24-48hrs later

Apply Now

We've made it EZ    for you to get started

Small business owner contacting one of our Western Australian brokers

Often people let an opportunity pass because they feel they can't afford it.

EZ Business loans can help fund your next big move.

  • New Equipment

  • Fit-out of new premises or refresh of existing

  • Marketing, websites, consultant fees

  • Stock Purchase

  • Purchase of a competing business

We understand it's stressful for business owners when cash gets tight. There is no doubt having access to cash when it counts gives business owners the freedom to get on with the job. 

  • Flexible small business line of credit

  • Access to funds when you need it

  • Pay only for what you use when you use it

  • Take the worry out of when you are going to be paid by your clients

  • Keep key suppliers & the ATO on side

  • Maximise supplier discounts

Small business owner worry free -Wester Australia

Looking for that personal touch?

Don't worry, if you don't immediately qualify or if you are unsure about your next steps.


As EZ Business Loans is powered by local West Australian business, Provident Lending and Business Solutions, you have access to real, experienced lending consultants to help guide you to the best solution for your small business needs.

Provident's Ethos is simple:

"We partner with our clients to not only achieve the right finance at the right time, but also show them how to prudently finance their future. 

Provident Lending & Business Solutions....For a better future."

If you would like to have a broker contact you and discuss your needs further please hit the Contact Us button and get in touch

Free  EZ   Cash Guide

Working from Home

We know cash flow can be a small business owner's dream killer.  That's why we have created a free guide for business owners to read and use to help them get on top of their cash flow, and build a strong base to chase down their dreams, not abandon them!

It is 100% free, no catch, no hidden fees, no hard sell. It is our gift to any small business owner looking to get ahead

The Fine Print

EZ Business Loans has direct access to a broad panel of business lenders  to provide you with the best options based on your business information such as industry, time in business and purpose of funds. 

You will not have any impact on your credit score until you decide to proceed with an application via a matched lender. .

Don't worry if you don't immediately qualify. We have access to over 30 banks and lenders and a short phone conversation with a consultant will help you get on the right path to funding. Can't wait to be contacted? You can also request a contact from a lending consultant here.


Lenders use a risk-based pricing model to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans indicatively range from 9.9% to 26.5% p.a. simple interest rate. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to the small business loan product only. Line of Credit product is determined after credit analysis. Standard approval criteria, fees, terms and conditions apply.

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